Step (1) As soon as possible after the accident ensure the injury has been reported on the score sheet and/or in the injury "Report Book".

N.B. The player must notify their Association Secretary.

Step (2) Advise the player to contact Worldwide Sports Insurance and request that a claim form be sent out.

 

Email: info@wwsi.com.au

Or

Phone: (07) 3876 3001

Or

Fax: (07) 3876 3009

 

Step (1) Report the Injury. (as above)

Step (2) Obtain a claim form. (Within 30 days)

WWSI will dispatch a claim form upon request directly to the injured player enclosing full instructions of how the claim form should be completed.

Step (3) Fill in and send completed form to WWSI. (Within 90 days)

Upon receipt of the claim form, the player should complete appropriate sections of the claim form.

Step (4) Complete all treatment.

Player should complete all prescribed treatment keeping all receipts of treatment received and paid for.

Step (5) Get the Medical Practitioner to fill in the statement.

Player must obtain a referral from a Doctor (qualified Medical Practitioner or Surgeon) for Physiotherapy, Chiropractic or paramedical services.

Step (6) Claim from Medicare and your Private Health Insurance.

(if applicable)

To ensure a speedy processing of claim make sure all steps are followed

 

1. Death (Persons aged less than 18 years 20%) 100%

2. Permanent Quadriplegia or Permanent Paraplegia 100%

3. Permanent and incurable total loss or use of all limbs 100%

4. Permanent Total Loss of sight of both eyes 50%

5. Permanent Total Loss of sight in one eye 25%

6. Permanent Total Loss of use of two limbs 75%

7. Permanent Total Loss of use of one limbs 35%

8. Permanent Total Loss of the lens of two eyes 50%

9. Permanent Total Loss of the lens in one eye 25%

10. Permanent Total Loss of hearing in:

(a) both ears 75%

(b) one ear 15%

11. Third degree burns and/or resultant disfiguration received from fire or

chemical reaction extend to cover more than 40% of the entire body 50%

12. Permanent Total Loss of use of four fingers and thumb or either hand 70%

13. Permanent Total Loss of the use of four fingers of either hand 40%

(a) both joints 14%

(b) one joint 6%

14. Permanent Total Loss of use of fingers of either hand

(a) three joints 10%

(b) two joints 7%

(c) one joint 5%

15. Permanent Total Loss of the use of toes either foot

(a) all - one foot 15%

(b) great - both joints 5%

(c) great - one joint 3%

(d) other than great, each toe 1%

16. Fractured leg or arm with estimated TOTAL non union 7%

17. Shortening of a leg by at least 5cm 7%

18. Any permanent total disability or permanent total loss of use of any body part

not shown above will be compensated at a percentage of the capital benefit as

determined at the sole and absolute discretion of the underwriters. Such

determination will not be inconsistent with the benefits provided under

events 4-17 inclusive.

19. You becoming totally and permanently disabled as a result of injury sustained

whilst travelling to or from an event in which you are engaged to play for the

Insured we will pay 20% of the applicable capital benefit listed above.

The maximum benefit payable will be $1,200. (an excess of $20 will apply)

IMPORTANT NOTES:

1. A referral must be obtained from a doctor (qualified Medical Practitioner) for physiotherapy or chiropractic treatment.

2. Under the Australian Health Insurance Act we are NOT permitted to contribute to any charges covered by Medicare.

3. All injuries must be reported to WWSI within 30 days after an accident occurs. The claim form must be lodged within 90 days.

4. It is the players responsibility to ensure the injury was recorded on a score sheet or in the "Injury Report Book" before requesting a claim form.

5. Benefit will be payable upon receipts for services rendered being produced and all amounts which are claimable under Private Health Insurance being claimed (if applicable). The insurers will then refund up to 100% of the gap between Private Health Insurance and the total amount of the qualifying medical bills, less an initial $20 excess or up to 50% of Non Medicare Medical bills and 75% Physiotherapy less an initial $20 excess.

6. The insured member must claim benefits from Medicare and Private Health Insurance before submitting to WWSI.

7. All medical Expenses must be incurred within 12 Calendar months of sustaining the injury.

Any entitlement to benefits ceases immediately a claimant resumes training or playing.

8. All services must be obtained from a legally qualified practitioner, Hospital and/or Ambulance Service.

 

 

Section 4.3: Loss of Income (not available with "Budget Cover")

 

(4.3.1) LUMP SUM LOSS OF INCOME

Temporary Total disability - Loss of Income $210 10 day excess

Maximum period of claim 52 weeks

 

Temporary disablement from engaging in or attending to an Insured persons usual profession business or occupation provided that such professional business or occupation was immediately prior to and at the time of the event a full-time remunerative profession business or occupation for the Insured person. In respect of the total period of total disablement the lesser of the schedule amount 75% of "Net Income Lost" or as defined $210 for every week other than the first ten days.

(4.3.2) INJURY ASSISTANCE AND PARENTS INCONVENIENCE BENEFIT

A detailed report to be made of the incident and reported to the relevant association officer or official.

At no time should the centre or any representative of the centre admit any liability what so ever for the incident.

Ensure Witness names and Addresses are included in the claim details.

Options available for:

 

- $2 Million Public Liability

- $5 Million Public Liability

- $10 Million Public Liability

 

POLICY EXTENSIONS Tenants / Property Owners Liability

Car Parking / Unregistered Vehicles

Goods Sold / Food & Drink

Medical & Welfare

Care Custody & Control

Member to Member Liability

Cross Liabilities

 

PROFESSIONAL INDEMNITY Cover for all Coaches, Referees and Captains in performance of their duties ( Limit $ 1 Million )

 

EXCESS NIL

 

 

PLEASE REQUEST FROM WORLDWIDE SPORTS INSURANCE: -

EMAIL: info@wwsi.com.au

OR

PHONE: (07) 3876 3001

OR

FAX: (07) 3876 3009

OR

POST: P.O BOX 1165

MILTON QLD 4064

 

NOTICE TO ALL ASSOCIATIONS

 

Re: Coverage of Disaffiliated Associations

Players and Officials

When an Association disaffiliates with National Touch Rugby Assoc-

Insurance Coverage for the Association in Public Liability and Professional Indemnity – ceases immediately.

2. Players Insurances and Registration also cease immediately for players and/or officials

 

National Touch Rugby Assoc.

PREMIUMS

A receipt, confirming cover has been initiated, will be forwarded to you on receipt of the completed Proposal Form and payment.

WORLDWIDE SPORTS INSURANCE